LIC Sodho
Home/Knowledge Base & Guides
Actuarially Verified Editorial Guides • FY 2026-27

LIC Insurance Knowledge Base & Guides

In-depth, mathematically verified manuals on policy surrender calculations, status tracking without login, lapsed policy revival, and Section 10(10D) tax rules.

All GuidesPolicy Servicing & SurrenderPolicy Loans & RepaymentTaxes & RegulationsMaturity & ClaimsPlan Comparisons
Featured Cornerstone Guide
Policy Servicing & Surrender12 min readFact-Checked

How to Surrender LIC Policy Online & Offline (2026 Guide)

Learn how to surrender your LIC policy in 2026. Calculate cash surrender value, download Form 5074, and understand TDS deduction rules under Section 194DA.

Under updated IRDAI product regulations, traditional LIC policies acquire a guaranteed surrender cash value only after completing at least 2 full consecutive years of regular premium payments.
LIC evaluates two distinct mathematical valuations—Guaranteed Surrender Value (GSV) and Special Surrender Value (SSV)—and contractually pays out whichever amount is higher.

LIC Sodho Editorial Team

Official

Research & Actuarial Analysis Board

Read Guide
How to Surrender LIC Policy Online & Offline (2026 Guide)

Latest Actuarial Reference Guides

20 Comprehensive Articles
How to Check LIC Policy Status Online Without Registration
Policy Tracking & Servicing11 min read

How to Check LIC Policy Status Online Without Registration

LIC Sodho Editorial Team
View
Is LIC Maturity Taxable? Section 10(10D) & ₹5 Lakh Limit
Taxes & Regulations12 min read

Is LIC Maturity Taxable? Section 10(10D) & ₹5 Lakh Limit

LIC Sodho Editorial Team
View
How to Revive Lapsed LIC Policy Online (2026 Late Fee Rules)
Policy Servicing & Revival12 min read

How to Revive Lapsed LIC Policy Online (2026 Late Fee Rules)

LIC Sodho Editorial Team
View
Loan Against LIC Policy: 2026 Rates, Eligibility & Form 5196 Guide
Policy Loans & Finance14 min read

Loan Against LIC Policy: 2026 Rates, Eligibility & Form 5196 Guide

LIC Sodho Editorial Team
View
How to Pay LIC Premium Online & Download Receipts (2026 Guide)
Policy Servicing & Payments15 min read

How to Pay LIC Premium Online & Download Receipts (2026 Guide)

LIC Sodho Editorial Team
View
How to Claim LIC Policy Maturity: Form 3825 & Payout Guide
Maturity & Claims14 min read

How to Claim LIC Policy Maturity: Form 3825 & Payout Guide

LIC Sodho Editorial Team
View
How to Claim LIC Death Benefit: Form 3783 & Nominee Guide
Maturity & Claims16 min read

How to Claim LIC Death Benefit: Form 3783 & Nominee Guide

LIC Sodho Editorial Team
View
How to Change Nominee in LIC Policy: Form 3750 Online Guide
Policy Servicing & Profile16 min read

How to Change Nominee in LIC Policy: Form 3750 Online Guide

LIC Sodho Editorial Team
View
How to Get Duplicate LIC Policy Bond: Form 3756 & Process
Policy Servicing & Documents16 min read

How to Get Duplicate LIC Policy Bond: Form 3756 & Process

LIC Sodho Editorial Team
View
How to Register on LIC Customer Portal & MyLIC App (2026)
Portal & Digital Services16 min read

How to Register on LIC Customer Portal & MyLIC App (2026)

LIC Sodho Editorial Team
View
How to Submit LIC Life Certificate Online (Jeevan Pramaan DLC)
Pension & Annuity14 min read

How to Submit LIC Life Certificate Online (Jeevan Pramaan DLC)

LIC Sodho Editorial Team
View
How to Link PAN & Aadhaar with LIC Policy Online (2026)
Policy Servicing & KYC14 min read

How to Link PAN & Aadhaar with LIC Policy Online (2026)

LIC Sodho Editorial Team
View
Best LIC Policy Plans (2026): Jeevan Labh vs Umang vs Endowment
Plan Comparison & Reviews18 min read

Best LIC Policy Plans (2026): Jeevan Labh vs Umang vs Endowment

LIC Sodho Editorial Team
View
Is LIC Safe? Sovereign Guarantee Under Section 37 Explained
LIC Safety & Governance15 min read

Is LIC Safe? Sovereign Guarantee Under Section 37 Explained

LIC Sodho Editorial Team
View
How LIC Bonus is Calculated: Simple Reversionary & FAB Rates
Actuarial & Bonus Rates16 min read

How LIC Bonus is Calculated: Simple Reversionary & FAB Rates

LIC Sodho Editorial Team
View
LIC vs Mutual Funds & Term Insurance: Real 20-Year Math Comparison
Investment Comparison18 min read

LIC vs Mutual Funds & Term Insurance: Real 20-Year Math Comparison

LIC Sodho Editorial Team
View
LIC Customer Care Numbers, Branch Timings & Complaint Guide
Customer Support & Grievance15 min read

LIC Customer Care Numbers, Branch Timings & Complaint Guide

LIC Sodho Editorial Team
View
How to Become an LIC Agent: IRDAI Exam, Commission & Earnings
Careers & Agency16 min read

How to Become an LIC Agent: IRDAI Exam, Commission & Earnings

LIC Sodho Editorial Team
View
How to Verify LIC Policy Authenticity & Avoid Spurious Bonus Calls
Consumer Protection & Fraud Alert16 min read

How to Verify LIC Policy Authenticity & Avoid Spurious Bonus Calls

LIC Sodho Editorial Team
View