LIC Policy Calculators

Plan for your daughter's marriage and higher education expenses with guaranteed death benefit protection.

Limited premium paying, non-linked, with-profits endowment assurance plan offering high savings.

Non-linked, participating, life-long income plan offering guaranteed additions and 10% annual payouts.

Endowment assurance plan offering high death cover flexibility and custom premium term choices.

Estimate the paid-up value and cash surrender returns if you terminate your policy prematurely.

Pure protection coverage at nominal premium rates. Calculate term insurance premium for high cover.

Build a solid retirement corpus and secure guaranteed lifetime pension annuities.

Secure your child's milestones, university fees, and wedding support with waiver benefits.

Project future compounding returns of systematic monthly investments over long durations.

Determine total maturity returns by adding simple reversionary bonus and final additional bonus.

Combine and compare premiums across multiple plans for customized family packages.

Single premium deferred annuity plan. Secure guaranteed pension rates years in advance.

Immediate annuity plan. Invest a lump sum to begin receiving regular pension payments immediately.

Calculate simple reversionary and final additional bonuses declared for your policy term.

Determine premiums for standard with-profits endowment plans (Plan 914).

Estimate fund value growth and charges for LIC market-linked Unit Linked Insurance Plans.

Determine additional costs and coverage values for Accident Benefit and Critical Illness riders.

Estimate total death benefit payable to nominee, including sum assured on death and vested bonuses.

Determine the reduced cover value of your policy if you stop paying future premiums.

Calculate outstanding interest, late fees, and medical requirements to revive a lapsed policy.

Estimate monthly auto-debit premiums for corporate employees with salary deductions.

Calculate one-time premium coverage amounts for single-pay insurance contracts.

Determine premium terms and lifetime additions for policies covering up to age 100.

Calculate monthly costs and medical claims parameters for LIC health cover policies.

Plan for 8% annual survival payouts for lifetime after premium payment term ends.

Calculate child education money-back fractions (5% to 15%) and maturity benefits.

Estimate retirement annuities and deferred benefits using LIC's pension interest rates.

Standard single premium immediate annuity. Get guaranteed annuity payouts for life.

Single premium unit-linked insurance plan. Invest a lump sum into market funds with life cover.

Calculate basic endowment premium, annual additions, and final payouts under plan 914.

LIC's flagship double cover plan. Pays full maturity value and keeps life cover active for life.

Model LIC's offline pure protection term plan. Get customized premium quotes with special discount rates for females and non-smokers, along with level and increasing sum assured choices.

Model LIC's premium HNI participating money-back plan. Calculate guaranteed additions, high survival benefits, and built-in critical illness benefit payout options.

Model LIC's unique endowment plan featuring risk cover that increases automatically every 5 years. Estimate compound reversionary bonuses and final maturity benefits.

Model LIC's low-budget, participating savings and protection plan. Designed for maximum accessibility with a maximum Sum Assured of ₹2 Lakhs.

Model LIC's signature joint life endowment plan. Covers both spouses under a single contract with mutual protection benefits.

Model LIC's classic whole life plan. Offers regular 5.5% annual payouts of Sum Assured after the premium paying term, with whole life cover up to age 100.

Model LIC's accelerated money-back plans. Calculate survival cash benefits paid every 4-5 years, alongside a life cover that increases automatically with every premium year.

Model LIC's vintage savings plan designed for high net-worth individuals. Calculate limited pay premiums, high guaranteed additions, and terminal loyalty returns.

Model LIC's classic child education protection plan. Calculates education payouts paid in four equal annual installments during the final years of the term.

Model LIC's historic child endowment plan. Estimate premium rates for minors and the auto-cover risk commencement mechanics.

Model LIC's popular children's money-back plan. Calculates payouts at milestone ages 18, 20, 22, and 24, along with terminal guaranteed additions.

Model LIC's special money-back plan featuring loyalty additions and an auto-cover facility that maintains active protection even if premiums are temporarily delayed.

Model LIC's non-linked, individual savings plan. Features guaranteed additions of ₹50 per ₹1,000 Sum Assured added to your policy at the end of every year.

Model LIC's single-premium participating money-back plan. Pay once to receive regular survival money-back benefits and loyalty additions.

Model LIC's special money-back plan launched for its diamond jubilee. Offers regular money-back payouts, loyalty additions, and extended auto-cover protection.

Model LIC's modern money-back plan. Offers single or limited premium options, guaranteed additions, and periodic survival cashbacks.

Model LIC's single-premium savings plan. Pay once to secure guaranteed additions of up to ₹75 per ₹1,000 Sum Assured added to your policy annually.

Model LIC's exclusive endowment savings plan designed for female lives holding an Aadhaar card. Low premium rates and loyalty additions.

Model LIC's exclusive endowment savings plan designed for male lives holding an Aadhaar card. Features low premium rates and loyalty additions.

Model LIC's core money-back plans. Calculate premiums and periodic survival benefits paid every 5 years, along with terminal maturity bonuses.

Model LIC's high-value online pure protection plan. Get instant premium estimates with special lower rates for non-smokers and female lives.

Model LIC's first-generation online pure term assurance plan. Compare smoker and non-smoker premium quotes instantly.

Model LIC's version of the IRDAI-mandated standardized pure term plan. Offers simple, transparent protection with a maximum sum assured of ₹25 Lakhs.

Model LIC's modern unit-linked plan. Secure life cover while investing in index-linked funds tracking the Nifty 50 or Nifty Flexicap indexes.

Model LIC's legacy unit-linked plan. Project fund values across debt, balanced, and equity funds with built-in risk cover benefits.

Model LIC's vintage Wealth Plus ULIP. Project fund values across multiple asset classes with built-in life cover.

Model LIC's unit-linked pension plan. Calculate retirement fund accumulation and project post-retirement annuity payouts.

Model LIC's unit-linked endowment plan. Track fund value growth across equity, debt, and balanced funds over your policy term.

Model LIC's unit-linked money-back plan. Combine market returns with periodic survival money-back withdrawals.

Model LIC's single-premium and limited premium paying savings plan. Calculate returns with guaranteed additions and loyalty additions.

Model LIC's micro-insurance term plan designed for low-income segments. Pays a return of 110% of premiums paid upon survival to maturity.

Model LIC's micro-endowment plan designed for low-income households. Offers life cover and savings benefits up to a cap of ₹2 Lakhs.

Model LIC's premier legacy child plan. Calculates money-back survival benefits paid during the final years of the term, with automatic premium waiver protection.

Model LIC's current children's money-back plan. Project survival payouts at child ages 18, 20, and 22, along with final maturity returns.

Model LIC's flagship immediate annuity plan. Invest a lump sum once to start receiving a guaranteed regular pension immediately for life.

Model LIC's flagship deferred annuity plan. Lock in guaranteed future pension rates years in advance of your retirement.