Actuarial Returns Projections 2026

LIC Investment & Savings Calculators

Compare returns across plans, project growth in Money Back survival installments, schedule pension payouts, estimate agent payouts, or verify section 80C tax-savings in real-time.

LIC Policy & Savings Tools

Estimate returns, survival benefits, and savings growth for traditional LIC insurance policies.

LIC Savings Calculator

Estimate overall corpus growth and maturity benefits in standard traditional saving plans.

Guaranteed AdditionsMaturity ProjectionsBonus Estimates

LIC Money Back Calculator

Project survival benefit payouts at regular intervals and final maturity balances for Money Back plans.

Survival InstallmentsPeriodic CashflowsMaturity Splits

LIC Policy Return Calculator

Evaluate exact CAGR and IRR returns on your active policy premium payments and final values.

CAGR CalculationsInternal Rate of ReturnPremium vs Payout

LIC Investment Estimator

Analyze general policy returns, yield rates, and sum assured values across basic plans.

Yield EstimatorSum Assured PlannerPremium Term Match

LIC Return Calculator

Evaluate traditional policy maturity returns by combining basic Sum Assured, reversionary bonuses, and FAB.

Maturity SumBonus SlabsFAB Projections

LIC Vested Bonus Calculator

Calculate simple and compounded reversionary bonus additions for LIC traditional policies.

Simple ReversionaryCompounded BonusAccrued Valuations

LIC Guaranteed Addition

Calculate guaranteed additions (GA) schedules for LIC savings plans.

GA SchedulesPolicy HorizonsContractual Additions

LIC FAB Calculator

Check the Final Additional Bonus (FAB) rate and total terminal loyalty additions.

Loyalty AdditionsMaturity SlabsTerm Thresholds

LIC Policy Comparison

Compare two LIC insurance policies side-by-side on premiums, benefits, and IRR return yields.

Side-by-Side compareIRR Yield SolverBenefit Variance

LIC Plan Finder Assistant

Find the perfect LIC policy matching your savings goal, budget, and term preferences.

Goal MatchingBudget SlidersAnnuity vs Endowment

Retirement & Annuity Planners

Plan your post-retirement life and calculate periodic pension payouts using modern actuarial tables.

LIC Retirement Calculator

Map out your retirement timeline, target corpus requirements, and monthly saving allocations.

Target Corpus NeedsInflation Adjusted SavingsRetirement Age Check

LIC Annuity Calculator

Estimate monthly, quarterly, or annual pension payouts for immediate and deferred annuity schemes.

Immediate AnnuitiesDeferred Annuity PeriodsPension Mode Selection

LIC NPS Calculator

Calculate expected corpus growth and monthly pension payouts under the National Pension System (NPS).

NPS CompoundingAnnuity Splits80CCD Deductions

LIC Monthly Income

Calculate expected monthly payout streams for immediate annuity plans and lumpsum investments.

Regular PayoutsAnnuity RatesCapital Refunds

General Wealth & Growth Calculators

Calculate generic compounding, fixed deposit rates, and market-linked mutual fund performance.

Compound Interest Calculator

Determine compound interest payouts for standard wealth accounts with multiple compound frequencies.

Compounding IntervalsGrowth AnalyticsCumulative Gains

LIC Mutual Fund Calculator

Calculate expected returns on LIC SIP and lumpsum mutual fund schemes with compound ledger details.

SIP & LumpsumWealth MultipliersExpense Ratio Effects

LIC Fixed Deposit Calculator

Calculate maturity values and interest yields under the LIC HFL public deposit scheme.

LIC HFL Sanchay RatesSenior Citizen PerksRegular Payout Modes

LIC RD Calculator

Calculate expected maturity values for monthly Recurring Deposits (RD) with compound interest projections.

Quarterly compoundingRD ProgressionInterest Earnings

LIC ROI Calculator

Calculate absolute ROI and annualised returns on your policy premiums and financial assets.

ROI AuditorAnnualised YieldsGain Multipliers

LIC CAGR Calculator

Determine compound annual growth rates (CAGR) for policy assets, mutual funds, and equities.

CAGR GeometricAsset ProjectionsGrowth Multipliers

LIC IRR Calculator

Calculate Internal Rate of Return (IRR) for insurance plans and SIP payments.

Actuarial SolverPremium TimelinesYield Audits

LIC Wealth Calculator

Plan your savings targets using the step-up SIP wealth builder.

Step-Up SavingsCompounding LedgerMilestone Target

LIC PPF Calculator

Track expected maturity benefits and interest earnings for Public Provident Fund (PPF) accounts.

PPF Growth Tracker7.1% Sovereign Rates15-Year Lock-in

LIC Gold Calculator

Compare returns of Physical Gold vs Sovereign Gold Bonds (SGB) side-by-side.

Gold vs SGB2.5% SGB InterestTax Exemption Check

LIC SWP Calculator

Track monthly withdrawals and remaining balance projections under a Systematic Withdrawal Plan (SWP).

SWP TimelinesCapital DepletionTax-Efficient Payout

Tax Planning & Advisor Utilities

Optimize premium tax deductions and evaluate agency commission structures or GST slabs.

LIC Tax Saving Calculator

Optimize deductions under Section 80C and check Section 10(10D) tax-exempt statuses.

80C Deduction Check10(10D) Exemption MapNet Tax Benefits

LIC Premium GST Calculator

Calculate exact first-year and renewal-year GST rates on life insurance policies.

4.5% 1st Year GST2.25% Renewal GSTBase Premium Slabs

LIC Agent Commission Calculator

Calculate approximate premium commissions, agency commissions, and renewal commission slabs.

1st Year CommissionRenewal SlabsAgent Bonus Estimator

LIC Tax Benefit Check

Check Section 80C deductions and Section 10(10D) tax exemptions for your life insurance policy premiums.

80C Deduction Check10(10D) Exemption MapNet Tax Benefits

LIC Premium Mode Comparison

Check the cost efficiency of Yearly, Half-Yearly, Quarterly, and Monthly premium modes.

Mode RebatesGST LoadingsLifetime Cost Analysis