Plan 943 Actuarion Engine 2026

LIC Aadhaar Stambh Male Premium & Returns Calculator

Model LIC's exclusive endowment savings plan designed for male lives holding an Aadhaar card. Features low premium rates and loyalty additions.

Exclusively for Males holding a valid Aadhaar card
Low Premium Outlays: Highly affordable savings plan
Loyalty Additions paid upon maturity or death claim
Optional Accident Benefit Rider coverage
Tax deductions u/s 80C and tax-free payouts u/s 10(10D)
LIC Aadhaar Stambh Inputs
LIC Aadhaar Stambh (Plan 943) specialized calculator. Adjust your sliders to recalculate active returns.
2,00,000
30 Years Old
15 Years
Plan 943

Estimated Maturity Returns

3,36,000

Estimated returns payout at policy maturity

Actuarial Projections
  • Sovereign-backed security of sum assured and returns u/s 10(10D).
  • Eligible for annual premium tax exemptions under Section 80C.
  • Loan and policy surrender values accumulate continuously.
$First Year Premium:613
Renewal Premium (Year 2+):600
Total Estimated Premiums Paid:9,013
Basic Sum Assured:2,00,000
Accumulated Endowment Bonuses:1,26,000
Estimated Net Maturity Benefit:3,36,000
Returns Performance37.28x Return

Guide to LIC Aadhaar Stambh Plan (Plan 943)

LIC's Aadhaar Stambh (Plan 943) is a non-linked, participating endowment plan designed exclusively for male lives. Applicants must hold a valid Aadhaar card to qualify. The plan is designed to provide financial security and systematic savings to lower and middle-income segments, featuring low premiums, basic cover, and loyalty additions at maturity.

Plan Eligibility & Key Actuarial Limits

Policy parameterDetails and limits
Minimum Entry Age (Male)8 Years (Completed)
Maximum Entry Age (Male)55 Years
Maximum Maturity Age70 Years
Minimum Sum Assured₹75,000
Maximum Sum Assured₹3,00,000 (across all Aadhaar Stambh policies)
Policy Term Range10 to 20 Years

Tax Benefits & Payout Options

Premiums qualify for Section 80C tax relief. Maturity proceeds and death benefits are completely tax-exempt under Section 10(10D).

Frequently Asked Questions (FAQs)

Is Aadhaar Stambh open to female lives?
No, Aadhaar Stambh is strictly designed for males. Female lives can purchase LIC Aadhaar Shila (Plan 944).
What is the maximum sum assured I can select under Plan 943?
The maximum basic Sum Assured is capped at ₹3,00,000 across all active Aadhaar Stambh policies for an individual.
What does the policyholder receive at maturity?
On surviving the policy term, the policyholder receives the Basic Sum Assured plus accumulated Loyalty Additions.
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Rajesh Kumar
Rajesh Kumar
Mumbai, Maharashtra
Term Insurance
2 weeks ago

"Excellent calculator! It helped me understand the premium structure before meeting with an LIC agent. The estimates were quite close to the actual premium I was quoted. Very user-friendly interface."

Priya Sharma
Priya Sharma
Delhi, NCR
Endowment Plan
1 month ago

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Amit Patel
Amit Patel
Ahmedabad, Gujarat
Whole Life Plan
3 weeks ago

"Good tool for getting a quick estimate. The calculator is easy to use and provides clear results. However, I noticed the actual premium was slightly higher due to my medical history, which is expected."

Sneha Reddy
Sneha Reddy
Bangalore, Karnataka
Endowment Plan
1 week ago

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Vikram Singh
Pune, Maharashtra
Term Insurance
2 months ago

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Anjali Mehta
Chennai, Tamil Nadu
ULIP
3 weeks ago

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Rohit Verma
Rohit Verma
Kolkata, West Bengal
Endowment Plan
1 month ago

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Kavita Nair
Hyderabad, Telangana
Whole Life Plan
2 weeks ago

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