2026 Updated Model

LIC Endowment Plan Calculator

Enter your exact parameters below to generate an instant, highly accurate projection using our latest 2026 actuarial engine.

LIC Endowment Plan Calculator
Use this calculator to quickly estimate returns, premiums, and other financial metrics for this plan.
30 Years
10,00,000
20 Years
Premium Breakdown

Yearly Premium

4,050

Annualized Premium

4,050

Maturity & Wealth Projection

Total Investment

81,000

Wealth Gained

+ ₹22,19,000

Investment (4%)Returns (96%)

Estimated Maturity Value

23,00,000

* Projections are strictly for illustrative purposes based on assumed generic rates. Actual policy benefits will depend on exact plan parameters, LIC bonus declarations, and taxation rules.

Complete Guide to the LIC Endowment Plan Calculator

The LIC Endowment Plan Calculatoris designed to help you accurately project your financial obligations and potential wealth accumulation. Whether you are planning for retirement, securing your family's future, or optimizing your tax savings under Section 80C and 10(10D), having the right numbers is the first step toward financial freedom.

Why Use This Calculator?

  • Instant Results: Skip the complex manual math. Instantly view projected premiums and returns based on your specific age and desired term.
  • Data-Driven Decisions: Compare different terms and sum assured amounts to find a sweet spot that perfectly aligns with your monthly budget.
  • Financial Transparency: Understand exactly where your money goes and how compound interest or guaranteed additions will boost your corpus over time.

How to Get Started

Simply enter your current age, your target investment or coverage amount (Sum Assured), and the number of years you plan to stay invested. The calculator will process these variables using standard estimation formulas to provide a clear, actionable projection of your financial roadmap.