Plan 162 Actuarion Engine 2026

LIC Jeevan Shree (Plan 162) Premium & Returns Calculator

Model LIC's vintage savings plan designed for high net-worth individuals. Calculate limited pay premiums, high guaranteed additions, and terminal loyalty returns.

Designed for HNIs: High sum assured thresholds
Guaranteed Additions: High fixed addition rates per ₹1000 SA
Limited Premium Payment: PPT shorter than policy term
Loyalty Additions paid upon maturity or death claim
Tax benefits under Sections 80C and 10(10D)
LIC Jeevan Shree Inputs
LIC Jeevan Shree (Plan 162) specialized calculator. Adjust your sliders to recalculate active returns.
10,00,000
35 Years Old
15 Years
Plan 162

Estimated Maturity Returns

18,75,000

Estimated returns payout at policy maturity

Actuarial Projections
  • Sovereign-backed security of sum assured and returns u/s 10(10D).
  • Eligible for annual premium tax exemptions under Section 80C.
  • Loan and policy surrender values accumulate continuously.
$First Year Premium:4,546
Renewal Premium (Year 2+):4,448
Total Estimated Premiums Paid:44,578
Basic Sum Assured:10,00,000
Accumulated Guaranteed Additions:8,25,000
Estimated Net Maturity Benefit:18,75,000
Returns Performance42.06x Return

Guide to LIC Jeevan Shree Plan (Plan 162)

LIC's Jeevan Shree (Plan 162) is a limited premium paying, participating endowment assurance plan launched for affluent clients. The plan guarantees fixed additions of ₹50 to ₹60 per ₹1,000 Sum Assured for the initial years of the policy, which significantly boosts the maturity corpus. It also offers flexible policy terms and higher rebates for larger sum assured selections.

Plan Eligibility & Key Actuarial Limits

Policy parameterDetails and limits
Minimum Entry Age18 Years (Completed)
Maximum Entry Age60 Years
Minimum Sum Assured₹5,00,000
Maximum Sum AssuredNo Limit
Policy Term Options10, 15, 20, or 25 Years
Premium Payment TermsShorter than policy term (PPT 5 to 16 years)

Tax Benefits & Payout Options

Premiums qualify for Section 80C tax relief. Maturity values and death benefits are tax-free under Section 10(10D).

Frequently Asked Questions (FAQs)

What are the Guaranteed Additions in Jeevan Shree?
Guaranteed Additions accumulate at a rate of ₹50 per ₹1,000 of Sum Assured for each of the first five years of the policy, and ₹60 per ₹1,000 SA thereafter, payable at maturity or death.
Is Jeevan Shree still active for new sales?
No, Plan 162 has been withdrawn. Existing policyholders can use this tool to calculate their accrued values, loans, and policy performance.
Are loans available on this plan?
Yes, policy loans can be availed after completing 2 full years of premium payments.
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Rajesh Kumar
Mumbai, Maharashtra
Term Insurance
2 weeks ago

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Priya Sharma
Priya Sharma
Delhi, NCR
Endowment Plan
1 month ago

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Amit Patel
Ahmedabad, Gujarat
Whole Life Plan
3 weeks ago

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Sneha Reddy
Bangalore, Karnataka
Endowment Plan
1 week ago

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Pune, Maharashtra
Term Insurance
2 months ago

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Anjali Mehta
Chennai, Tamil Nadu
ULIP
3 weeks ago

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Rohit Verma
Kolkata, West Bengal
Endowment Plan
1 month ago

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Hyderabad, Telangana
Whole Life Plan
2 weeks ago

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