Plan No. 934 Updated

LIC Child Plan Calculator

Enter your parameters below to generate an instant, highly accurate projection using our latest 2026 actuarial child fund engine.

Option I to IV Payouts
₹46/₹1,000 SA Max Bonus
Premium Waiver Benefit Rider
100% Tax-Free (u/s 10(10D))
Child Plan Plan 934 Inputs
Plan 934 (Jeevan Tarun) is a specialized child savings and protection plan. Adjust the parameters below to view custom, real-time payouts.
2 Years Old
Min: 0 Years (90 Days)Max: 12 Years
30 Years Old
Min: 18 YearsMax: 55 Years
Min: ₹75,000Max: ₹1 Crore

Enable PWB RiderRecommended

Waives premium if proposer passes away.

Policy Term: 23 Years
Premium Payment Term (PPT): 18 Years
Risk Commences: Within 2 years / age 8
Maturity Age: 25 Years (Fixed)
Estimated Returns Summary
First Year Premium22,525including 4.5% GST
Renewal Premium22,040including 2.25% GST
Total Premium Paid3,97,205
5x Survival Payouts (Ages 20–24)2,50,000
Maturity Benefit (Age 25)8,09,000
Total Payout Benefits10,59,000
Vested Reversionary Bonus5,29,000
Final Additional Bonus (FAB)30,000
Investment RatioNet Gain: +166.6%
Premium Paid (₹3,97,205)Estimated Gain (₹6,61,795)

Policy Return Multiplier

Your child returns 2.67x the amount invested

2.67x

LIC Jeevan Tarun (Table 934): Complete Child Plan Guide 2026

An LIC Child Plan(modeled on the highly popular **LIC Jeevan Tarun Plan 934**) is specifically designed to secure the financial future of your child, ensuring their education, marriage, and career milestones are fully funded. This non-linked, participating plan offers a perfect blend of savings and life insurance to shield your child's aspirations.

Four Survival Benefit Payout Options

One of the key features of the Jeevan Tarun child plan is flexibility. At inception, you select how survival benefit payments (distributed annually from age 20 to 24) and the maturity lump sum (paid at age 25) are split:

Option 1: No Survival BenefitReceive 100% of the Sum Assured + bonuses as a single maturity lump sum at age 25.
Option 2: 5% Survival BenefitGet 5% of the Sum Assured yearly from child's age 20 to 24, and 75% Sum Assured + bonuses at age 25.
Option 3: 10% Survival BenefitGet 10% of the Sum Assured yearly from child's age 20 to 24, and 50% Sum Assured + bonuses at age 25.
Option 4: 15% Survival BenefitGet 15% of the Sum Assured yearly from child's age 20 to 24, and 25% Sum Assured + bonuses at age 25.

The Premium Waiver Benefit (PWB) Rider

We strongly recommend adding the **Premium Waiver Benefit Rider**. If the parent (proposer) passes away during the premium payment term, all future premiums are waived immediately. The policy continues without any payments, and the child still receives all survival payouts and maturity benefits exactly as planned.

Child Plan Eligibility & Terms

  • Entry Age of Child: 90 days to 12 years (last birthday).
  • Maturity Age: Fixed at 25 years.
  • Policy Term: `25 - Child's Entry Age` (years).
  • Premium Paying Term (PPT): `20 - Child's Entry Age` (years).
  • Sum Assured Rebates: Up to ₹3 per ₹1000 SA discount for high coverage values (₹5 Lakhs and above).