Policy Selection Advisor

LIC Plan Finder Assistant

Identify matching flagship LIC insurance policies based on your risk tolerance, retirement timeline, child milestones, or savings budget.

Goal-based plan matching rules
Variable saving budget sliders (₹1k - ₹100k/mo)
Flagship traditional, annuity, and market-linked recommendations
Illustrative retirement or maturity payouts
Goal Specification Inputs
Provide details about your financial goals to find matching policies.
5,000 / month
Recommended Flagship Policy

LIC Jeevan Labh (Plan 936)

Alternative: LIC Jeevan Tarun (Plan 934)

Category Class:Traditional Endowment / Child Growth Plan
Estimated Sum Assured:7,26,000
Illustrative Maturity Benefit:12,05,160
Plan Features & Highlights

Best suited for secure child milestone financing. Offers high bonus accumulation with limited premium payment terms.

Sovereign guarantee on maturity benefits & vested bonuses
Limited Premium Paying Term (pay for 10, 15, or 16 years only)
Eligible for maximum Section 80C and 10(10D) tax exclusions
Higher bonus rates compared to other traditional policies

• Illustrative projections depend on specific historical bonus rates and standard asset returns.

• Speak to an authorized LIC advisor to customize plan riders and exact premium quotes.

Goal-Based Allocation

Choosing the right insurance and investment policy depends on your current financial phase: child education requires low-risk growth, whereas wealth accumulation benefits from market exposure.

Risk vs Reward Profiles

LIC offers endowment plans for 100% sovereign-guaranteed returns, annuities for lifetime pension protection, and ULIPs for capturing market returns.

Frequently Asked Questions (FAQ)

How does the plan finder determine recommendations?

The assistant matches your specified financial goals, budget allocations, term horizons, and risk appetite against current flagship plans in LIC's catalog.

Can I customize plan options with optional riders?

Yes. Almost all recommended LIC plans allow you to add riders like Accidental Death Benefit, Critical Illness Benefit, and Term Riders for a nominal fee.