LIC Premium Calculator 2025

Calculate your Life Insurance premium instantly. Get accurate estimates for your insurance needs.

Premium Calculator
Enter your details to calculate your insurance premium

Used to calculate tax savings under Section 80C

Important Notes

• This is an estimated calculation. Actual premiums may vary based on medical history and other factors.

• Premiums are subject to change based on LIC's current rates and policies.

• Please consult with an LIC agent for accurate premium calculations.

• Age should be between 18-65 years for most policies.

• Tax savings are calculated assuming 30% tax bracket. Actual savings may vary.

Quick Calculation

Get instant premium estimates in seconds

Accurate Estimates

Based on current LIC premium rates and policies

Multiple Plans

Calculate premiums for various LIC policy types

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What Our Users Say

Read reviews from people who have used our LIC Premium Calculator

Rajesh Kumar
Mumbai, Maharashtra
2 weeks ago
Term Insurance

"Excellent calculator! It helped me understand the premium structure before meeting with an LIC agent. The estimates were quite close to the actual premium I was quoted. Very user-friendly interface."

Priya Sharma
Delhi, NCR
1 month ago
Endowment Plan

"I used this calculator to compare different policy types. The breakdown helped me choose the right endowment plan for my family. Saved me a lot of time and confusion. Highly recommended!"

Amit Patel
Ahmedabad, Gujarat
3 weeks ago
Whole Life Plan

"Good tool for getting a quick estimate. The calculator is easy to use and provides clear results. However, I noticed the actual premium was slightly higher due to my medical history, which is expected."

Sneha Reddy
Bangalore, Karnataka
1 week ago
Endowment Plan

"This calculator made my insurance planning so much easier! I could test different scenarios and find the best policy that fits my budget. The maturity amount calculation was particularly helpful."

Vikram Singh
Pune, Maharashtra
2 months ago
Term Insurance

"As a first-time insurance buyer, this tool was invaluable. It helped me understand how premiums work and what to expect. The FAQs section also answered many of my questions. Great resource!"

Anjali Mehta
Chennai, Tamil Nadu
3 weeks ago
ULIP

"Very helpful calculator! I appreciated being able to compare different policy types side by side. The interface is clean and professional. Would love to see more policy options added in the future."

Rohit Verma
Kolkata, West Bengal
1 month ago
Endowment Plan

"Used this calculator before purchasing my LIC policy. The premium estimate was accurate, and it helped me plan my finances better. The design is modern and the tool is very intuitive to use."

Kavita Nair
Hyderabad, Telangana
2 weeks ago
Whole Life Plan

"Excellent tool! I calculated premiums for multiple scenarios and found the perfect policy for my needs. The maturity amount projection helped me plan for my retirement. Thank you for this resource!"

4.8/5

Average Rating

10K+

Premium Calculations

95%

User Satisfaction

Frequently Asked Questions
Find answers to common questions about LIC premium calculation and policies